Looking to borrow extra?

If you're looking to borrow some extra funds, maybe for home improvements, to buy a 2nd property, a new car, or to pay off some debts, initially we'd look to secure a further advance from your current mortgage lender or re-mortgage to another lender.

However there are many occasions when this isn't possible, maybe because the current lender won't lend anymore and/or there is an early repayment charge on your current mortgage. This is when we can apply for a 2nd charge secured loan. Your existing mortgage can stay as it is but we can still use the equity in your home as security to borrow the funds you are looking for from a second lender.